Q: What is Bajaj Housing Finance?
A: Bajaj Housing Finance is a subsidiary of Bajaj Finance Limited and is focused on offering housing finance solutions to customers in India.
Q: What types of housing loans does Bajaj Housing Finance offer?
A: Bajaj Housing Finance provides various housing loan products like home loans, loans against property, and balance transfer services.
Q: What is Bajaj Housing Finance Customer Referral Program?
A: Bajaj Housing Finance Customer Referral Program is a program that enables you to earn rewards up to Rs. 10,000 for referring friends and family for a Home Loan.
Q: Who can participate in the Bajaj Housing Finance Customer Referral Program?
A: Both existing and new customers, as well as employees, can refer and earn through the Bajaj Housing Finance Customer Referral Program.
Q: How can I refer a friend or family member for Bajaj Housing Finance Home Loan?
A: You can refer a friend or family member by following these 3 easy steps:
Step 1: Enter your personal details
Step 2: Enter the details of the referee & receive confirmation via SMS and email
Step 3: Receive the reward amount in your account on loan disbursal
Q: What is the maximum reward amount that I can earn through Bajaj Housing Finance Customer Referral Program?
A: You can earn up to Rs. 10,000 as a reward for one referral through the Bajaj Housing Finance Customer Referral Program based on the loan amount disbursed.
Q: What is the minimum loan amount required for me to earn a reward under the Bajaj Housing Finance Customer Referral Program?
A: The minimum loan amount for you to earn a reward is Rs. 50 Lakh.
Q: How soon can I receive the reward amount under the Bajaj Housing Finance Customer Referral Program?
A: The reward amount will be credited to your bank account within 72 hours of loan disbursal.
Q: How many referrals can I submit through the Bajaj Housing Finance Customer Referral Program?
A: There is no limit to the number of referrals that you can submit. You can submit up to 5 referrals at a time through the online form.
Q: What happens if the referral already has an existing application with Bajaj Housing Finance?
A: You are eligible to earn a reward under the Bajaj Housing Finance Customer Referral Program only if the Referral does not have an existing application with Bajaj Housing Finance. This includes individuals who have expressed interest by enquiring/applying for a Home Loan with Bajaj Housing Finance either online or offline.
Q: What is the time limit for disbursal of the loan for me to earn a reward under the Bajaj Housing Finance Customer Referral Program?
A: The loan amount should be disbursed within 3 months from the date of referral for you to earn a reward under the Bajaj Housing Finance Customer Referral Program.
Q: What is the process to claim a reward under the Bajaj Housing Finance Customer Referral Program?
A: To claim a reward under the Bajaj Housing Finance Customer Referral Program, you need to ensure that the below conditions are met:
-The referral should not have an existing application with Bajaj Housing Finance
-The loan amount should be disbursed within 3 months from the date of referral.
-Submit all necessary details/documents, including KYC documents, PAN card, and a cancelled cheque to Bajaj Housing Finance.
Q: What are the documents required to claim a reward under the Bajaj Housing Finance Customer Referral Program?
A: You need to submit all necessary details/documents, including KYC documents, PAN card, and a cancelled cheque to Bajaj Housing Finance to claim a reward under the Bajaj Housing Finance Customer Referral Program.
Q: Is there any limit on the reward amount that can be earned through Bajaj Housing Finance Customer Referral Program?
A: Yes, the maximum reward amount that can be earned is Rs. 10,000 for a single referral.
Q: Why do I need to submit KYC documents, PAN card, and a cancelled cheque to Bajaj Housing Finance?
A: KYC documents, PAN card, and a cancelled cheque are necessary to claim a reward under the Bajaj Housing Finance Customer Referral Program.
Q: Is the reward amount subject to any taxes or charges?
A: Yes, the reward amount is subject to income tax deduction and other taxes and charges, as prevalent at the time of payment.
Q: What should I do if I don't receive the reward amount within 72 hours after loan disbursal?
A: If it has been 72 hours since the loan disbursement and you have still not received the reward amount after submitting all the requested information, you can write to Bajaj Housing Finance at bhflwecare@bajajfinserv.in.
Q: Can two or more individuals submit the same referral?
A: No, two or more individuals cannot submit the same referral. In case of any dispute, the first referrer will be entitled to receive the reward under the programme.
Q: What is the validity of the Bajaj Housing Finance Customer Referral Program?
A: The Referral scheme is only valid when the loan amount is disbursed within 90 days of referral.
Q: Can Bajaj Housing Finance withdraw the referral programme at any time?
A: Yes, Bajaj Housing Finance reserves the right to withdraw the referral programme at any time without any prior intimation.
Q: Are BHFL sales employees eligible to earn a reward under the Referral Program?
A: No, BHFL sales employees are ineligible for rewards under the programme.
Q: What is the final decision in case of a dispute in the Referral Program?
A: In case of a dispute in the Referral Program, Bajaj Housing Finance reserves the right to the final decision.
Q: How can I apply for a home loan from Bajaj Housing Finance?
A: You can apply for a home loan from Bajaj Housing Finance online through their website or by visiting their nearest branch.
Q: What are the eligibility criteria for getting a home loan from Bajaj Housing Finance?
A: The eligibility criteria typically include factors like age, income, employment status, credit history, and the value of the property.
Q: What interest rates do Bajaj Housing Finance offer on home loans?
A: The interest rates on home loans offered by Bajaj Housing Finance may vary based on market conditions and the applicant's profile.
Q: Can self-employed individuals apply for a home loan from Bajaj Housing Finance?
A: Yes, Bajaj Housing Finance provides home loans for both salaried and self-employed individuals, subject to meeting the specified eligibility criteria.
Q: Does Bajaj Housing Finance provide balance transfer facilities for existing home loans?
A: Yes, Bajaj Housing Finance offers balance transfer facilities for customers looking to transfer their existing home loan from another lender.
Q: How does Bajaj Housing Finance calculate the loan amount eligibility for applicants?
A: Bajaj Housing Finance determines the loan amount eligibility based on factors such as the applicant's income, age, credit score, existing debts, and the property's value.
Q: What repayment tenure options are available for home loans from Bajaj Housing Finance?
A: Bajaj Housing Finance offers flexible repayment tenures ranging from a few years to several decades, depending on the applicant's preference.
Q: Is there a way to track the status of my home loan application with Bajaj Housing Finance?
A: Yes, Bajaj Housing Finance usually provides an online portal or customer service helpline for applicants to track the status of their home loan application.
