SmartCoin

Q: What is SmartCoin?

A: SmartCoin is a digital lending platform that provides personal loans ranging from ₹1,000 to ₹70,000 with a minimum interest rate of 20% and maximum interest rate of 36%. They also offer other financial services like gold savings, insurance, and more.

Q: How can I get a personal loan from SmartCoin?

A: You can apply for a personal loan from SmartCoin using their 100% digital and safe process through their mobile app. Once you submit your application, you can get a loan within minutes.

Q: What is SmartCoin's refer and earn program?

A: SmartCoin's refer and earn program allows you to earn reward coins by referring your friends to the SmartCoin platform using your unique SmartCoin referral code.

Q: How does SmartCoin's refer and earn program work?

A: To participate in SmartCoin's refer and earn program, you need to share your referral code with your friends. When your friend signs up and takes a loan using your referral code, both you and your friend earn reward coins that can be converted to gold.

Q: How many reward coins can I earn with SmartCoin's refer and earn program?

A: The number of reward coins you can earn with SmartCoin's refer and earn program depends on the loan amount your friend takes using your referral code. The more your friend borrows, the more reward coins you can earn.

Q: What is Referral Code for SmartCoin?

A: SmartCoin referral code is MH5SP6QM.

Q: Is there a limit to the number of friends I can refer to SmartCoin?

A: No, there is no limit to the number of friends you can refer to SmartCoin. The more friends you refer, the more reward coins you can earn.

Q: How can I redeem my reward coins earned through SmartCoin's refer and earn program?

A: You can redeem your reward coins earned through SmartCoin's refer and earn program by converting them to gold. You can do this by going to the "Rewards" section in the SmartCoin app and following the instructions.

Q: Is there an expiry date for the reward coins earned through SmartCoin's refer and earn program?

A: Yes, the reward coins earned through SmartCoin's refer and earn program have an expiry date. You need to convert them to gold before the expiry date to avoid losing them. The expiry date is usually mentioned in the reward coin section of the SmartCoin app.

Q: What is the tenure for the personal loan from SmartCoin?

A: The tenure for the personal loan from SmartCoin ranges from 91 days to 270 days.

Q: How can I earn rewards with SmartCoin?

A: You can earn rewards in gold by making timely loan repayments, referring friends, and more. You can also join their referral program and start earning reward coins that can be converted to gold.

Q: How can I save in gold with SmartCoin?

A: You can save in gold with SmartCoin by investing as low as ₹10 in 24K, 99.9% pure digital gold. This can help you grow your savings over time.

Q: Does SmartCoin provide free credit score checks?

A: Yes, SmartCoin allows you to check your Credit Bureau Score for free. This can help you stay financially disciplined and manage your credit score effectively.

Q: Is SmartCoin's lending process safe and secure?

A: Yes, SmartCoin's lending process is 100% digital and safe. They use advanced encryption and security measures to protect your personal and financial information.

Q: Are there any other mobile apps that offer a refer and earn program for personal loans like SmartCoin?

A: Yes, there are other mobile apps in the market that offer a refer and earn program for personal loans. Some popular examples include MyFirst Partner, BankSathi, ZET, and GroMo, among others. It is important to research and compare the terms and conditions of these programs before participating.