Q: What is Stashfin, and how does it differ from other loan apps?
A: Stashfin is one of India's fastest, easiest, and safest Credit Line and Personal Loan Apps. It offers instant personal loans up to ₹5,00,000 with low interest rates and flexible repayment plans. Stashfin stands out with its quick application process, transparent pricing, and no hidden fees.
Q: How much credit can I get from Stashfin, and what is the repayment duration?
A: Stashfin offers a credit line ranging from ₹1,000 to ₹5,00,000 with repayment tenures ranging from 3 months to 36 months. You can choose a tenure that best suits your needs.
Q: What is Stashfin’s Refer and Earn program?
A: Stashfin’s Refer and Earn program is a referral initiative that rewards customers for referring friends and family to Stashfin. Participants can earn StashCash rewards by sharing their unique referral code.
Q: How can I participate in the Refer and Earn program?
A: To participate, log in to your Stashfin app, locate your referral code, and share it with friends and family. When someone applies for a loan with Stashfin using your code, you earn StashCash rewards.
Q: What is referral code for Stashfin?
A: Stashfin referral code is AGBCCJGA.
Q: How does the referral process work in Stashfin?
A: Share your referral code with friends and family. When they apply for a loan with Stashfin using your code, you receive StashCash rewards. The amount of StashCash earned depends on the number of successful referrals.
Q: What rewards can I earn through Stashfin’s Refer and Earn program?
A: Customers can earn up to ₹300 in StashCash per successful referral, while their referred friends can earn up to ₹250 in StashCash. StashCash can be redeemed for Amazon vouchers.
Q: How is StashCash calculated for successful referrals?
A: The amount of StashCash earned is based on the number of successful referrals. Customers can accumulate rewards, and the total StashCash is determined by the number of friends and family members who successfully apply for loans using the referral code.
Q: What is StashCash, and how can I redeem it?
A: StashCash is the rewards currency in the Stashfin Loyalty Program. It can be earned for various activities, including referrals. StashCash can be redeemed for Amazon vouchers, providing customers the opportunity to make purchases on the platform.
Q: Tell me more about the Stashfin Loyalty Program.
A: The Stashfin Loyalty Program is a rewards initiative that allows customers to earn StashCash for activities like loan disbursal, referrals, and participating in promotional events. The earned StashCash can be redeemed for vouchers usable at partner merchants.
Q: Are there other ways to earn StashCash in addition to referrals?
A: Yes, the Stashfin Loyalty Program offers various avenues to earn StashCash. Customers can accumulate rewards through activities such as loan disbursal and participating in promotional events. There is also a Spin the Wheel feature for additional StashCash.
Q: Can StashCash be redeemed for anything other than Amazon vouchers?
A: Currently, StashCash can be redeemed for Amazon vouchers, allowing customers to use their rewards for a wide range of products available on the Amazon platform.
Q: How frequently does Stashfin update its Loyalty Program and referral rewards?
A: Stashfin may periodically update its Loyalty Program and referral rewards. It is advisable to stay informed by checking the Stashfin app or website for the latest information on program updates and rewards.
Q: What makes Stashfin the best instant personal loan app in India?
A: Stashfin provides 24*7 access to cash, flexible payment terms, minimal documentation, instant approval, and quick loan disbursal. It also offers transparent pricing with no hidden fees and a secure application process with no joining fees.
Q: How does the interest calculation work for Stashfin loans?
Stashfin charges interest only on the funds utilized, with interest rates ranging from 11.99% to 59.99% APR. The interest is calculated through Equal Monthly Instalments (EMIs), ensuring a clear understanding of the repayment structure.
Q: Can I apply for a small instant personal loan with Stashfin?
A: Yes, Stashfin provides small instant personal loans starting from ₹1,000, catering to various financial needs. The application process is quick, and the loans are operational in 30+ cities across India.
Q: What is the eligibility criteria for applying for an instant personal loan with Stashfin?
A: To be eligible, you must be an Indian citizen, above 18 years, and have a source of income, either salaried or self-employed.
Q: What documents are required for applying for an instant personal loan with Stashfin?
A: Basic documents include Address Proof (Aadhaar Card/Voter ID/Passport/Driving License) and Identity Proof (PAN ID). Additional documents such as Bank Statement or ITR/GST paper may be requested in some cases.
Q: How does the Stashfin loan application process work?
A: The application process involves downloading the Stashfin App, registering, filling in details, and uploading verification documents. Once verified, the approval status can be checked on the app, and upon approval, the loan is disbursed within 5 minutes.
Q: In how many cities is Stashfin currently operational?
A: Stashfin is currently operational in 30+ cities, including Delhi NCR, Mumbai, Pune, Hyderabad, Chennai, Bangalore, Kolkata, and more.
Q: How is the security and privacy of my data ensured with Stashfin?
A: Stashfin prioritizes data security and privacy, complying with mandated security standards and robust protocols. The backend APIs are tested and certified, ensuring a secure loan application process.
Q: Which reputed entities has Stashfin partnered with?
A: Stashfin has partnered with well-regulated entities such as SBM Bank, DMI Finance, Visu Leasing Finance, AU Small Finance Bank, Kisetsu Saison Finance, Chola Finance, and Western Capital.
Q: What permissions does the Stashfin Instant Personal Loan App require?
A: Stashfin requires permissions for text messages, one-time access to location, camera, and media, as well as limited device information to function properly.
Q: How can I contact Stashfin customer care for assistance?
A: For queries, you can mail Stashfin at grievance.officer@stashfin.com. Alternatively, you can contact their representatives at 9953595222 or connect with them on their chatbot.
Q: Is there a Stashfin customer care number for Delhi?
A: Yes, for Delhi and other queries, you can reach Stashfin customer care at 9953595222.
Q: Does Stashfin offer credit cards?
A: Stashfin primarily offers a Credit Line and Instant Personal Loan App; however, for specific queries related to credit cards, you can contact their customer care or visit the Stashfin website for more information.
