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Univest Refer and Earn



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Join the Univest Refer and Earn program using the Univest referral code HIMANO40, and seize the opportunity to earn Rs500 for each successful referral.

Q: What is Univest, and how does it help investors?

A: Univest is a one-stop investment platform trusted by over 400,000 users in India. It helps people exit their bad stock market investments and offers alternative investment options in the stock market. Additionally, it provides non-market linked high fixed return income products under the Elite program, where investors can earn up to 12% p.a.

Q: What is the Univest Refer and Earn program?

A: The Univest Refer and Earn program is a referral program that rewards users for referring friends, family, or acquaintances to Univest's investment platform.

Q: How does the Refer and Earn program work?

A: The program is straightforward:

a. You invite your friends to sign up on Univest using your unique referral link or code.

b. When your referred friend makes an eligible investment in any of the qualifying plans, you receive a cash reward based on the plan they invest in.

Q: What are the eligible investment plans for the Refer and Earn program?

A: The eligible investment plans include:

  • Fixed term 12 months

  • Fixed term 6 months

  • No lock-in plan

Q: What are the rewards offered for referring friends to Univest?

A: The rewards you receive depend on the investment plan your referred friend chooses:

  1. Fixed term 12 months: ₹500 Cash reward

  2. Fixed term 6 months: ₹300 Cash reward

  3. No lock-in plan*: ₹100 Cash reward

(*No lock-in plan investments are eligible for rewards only if they are not withdrawn for 30 days from the date of investment.)

Q: What is the referral code for Univest?

A: Univest referral code is HIMANO40.

Q: How do I obtain my Univest referral link or Univest referral code to invite friends?

A: You can find your unique referral link or Univest referral code within your Univest account. This link or code is typically located in the "Refer and Earn" section of your account dashboard.

Q: Is there a limit to the number of friends I can refer Univest?

A: Univest may have specific policies regarding the number of referrals you can make. It's advisable to check the terms and conditions or contact Univest's customer support for this information.

Q: When and how will I receive my Univest referral rewards?

A: Rewards against investments in the 6-month and 12-month plans will be processed within 2 working days of the investment. However, for investments in no lock-in plans, rewards are eligible only if the user stays invested for a minimum of 30 days. After this period, the Elite referral reward will be initiated within the next 2-3 business days.

Q: Is there an eligibility criteria for Univest Elite referral reward?

A: For investments in no lock-in plans, the eligibility criteria for the Elite referral reward is that the user must stay invested for a minimum of 30 days from the date of the investment. After this period, the Elite referral reward will be initiated.

Q: What if I haven't received my Univest referral reward?

A: If you haven't received your reward, you can contact Univest's customer support by emailing or reaching out to your assigned wealth manager. They will assist in resolving the issue promptly.

Q: Can users outside India participate in the Refer and Earn program?

A: Univest provides rewards and payouts only in INR (Indian Rupees) currently. If you're living outside India, you may need to consider currency conversion options or reach out to Univest support for further guidance.

Q: Is there a limit to the number of referrals I can make through the program?

A: Univest may have a specific limit on the number of referrals you can make. It's recommended to check the program's terms and conditions or reach out to Univest's customer support for information on referral limits.

Q: Can I refer friends who are not Indian residents to Univest?

A: While Univest primarily caters to Indian residents, referrals from friends living outside India may be accepted. However, it's important to check with Univest regarding eligibility and any potential restrictions for international referrals.

Q: How do I share my referral link or code with friends?

A: You can share your referral link or code with friends through various means, including email, social media, or by directly sending them the link. The exact method may depend on Univest's platform features.

Q: Are there any terms and conditions for referrals and rewards?

A: Yes, there may be terms and conditions associated with the Refer and Earn program, including eligibility criteria and reward processing details. These terms and conditions are typically available on the Univest platform in the "Refer and Earn" section. It's important to review these terms before participating.

Q: Can I track the status of my referral rewards?

A: Univest may provide a feature to track the status of your referral rewards within your account dashboard. You can log in to your Univest account and check the "Refer and Earn" section for information on the rewards you've earned and their processing status.

Q: Is Univest a registered and regulated platform?

A: Yes, Univest is SEBI registered, which means it complies with the regulations and standards set by the Securities and Exchange Board of India, ensuring the safety and security of investors.

Q: What are the key features of Univest that help investors make informed decisions?

A: Univest provides several features to assist investors:

  • Trade ideas from SEBI experts: Univest offers trade ideas from SEBI registered experts, allowing users to identify potential investment opportunities based on expert recommendations.

  • AI-based 'Buy/Sell/Hold' insights: Univest employs artificial intelligence to analyze market data and provide users with insights on whether to buy, sell, or hold a specific stock.

  • Advanced screeners: Univest offers advanced screeners that enable users to filter stocks based on various criteria, such as market capitalization, industry, and financial performance.

Q: What types of investments can I make through Univest?

A: You can make a variety of investments through Univest, including stock market investments, mutual funds, and non-market linked high fixed return income products under the Elite program.

Q: Can I open a Demat account and trade stocks through Univest?

A: Yes, Univest offers users the ability to open a Demat account and trade stocks online, providing a convenient and secure way to invest in the stock market.

Q: Does Univest offer mutual fund investment options?

A: Yes, Univest allows users to invest in mutual funds through its platform, making it easier for investors to diversify their portfolio and achieve their financial goals.

Q: What other financial services does Univest provide?

A: In addition to investment services, Univest offers a variety of other financial products, including insurance options such as health insurance, life insurance, and car insurance, catering to various financial needs.

Q: Is Univest suitable for beginners in the world of investments?

A: Univest can be a suitable platform for both beginners and experienced investors. The availability of expert trade ideas, AI-based insights, and advanced screeners can help users, including beginners, make informed investment decisions. However, it's essential to conduct thorough research and seek advice when needed.

Q: How can I get started with Univest?

A: To get started with Univest, you can visit their website, create an account, and follow the on-screen instructions for account setup and investment. Be sure to complete any necessary KYC (Know Your Customer) requirements as well.

Q: Is Univest accessible only to Indian residents, or can international investors use the platform?

A: Univest is primarily targeted at Indian residents. International investors may need to check if they are eligible to use the platform, considering the regulatory and legal requirements.

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