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CASHe Refer and Earn

CASHe

Loan

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Earn between ₹100 to ₹3,000 in cash rewards by referring friends or family to avail a loan through the CASHe Refer and Earn program, using CASHe referral code 55W2QG4.

Q: What is CASHe?

A: CASHe is a digital lending platform that provides personal loans and credit lines to salaried individuals in India. It uses alternative data sources like social media, browsing patterns, and mobile data to assess creditworthiness and offer instant loan approvals.


Q: How does CASHe work?

A: CASHe's lending process involves analyzing a borrower's digital footprint, including social media activity, browsing history, and mobile data usage patterns. This alternative data is used to evaluate creditworthiness and provide instant loan approvals without relying solely on traditional credit scores.


Q: What types of loans does CASHe offer?

A: CASHe offers three main types of loan products: personal loans, credit lines, and buy now, pay later (BNPL) options. Personal loans are lump-sum loans with fixed repayment tenures, while credit lines provide revolving credit that can be used as needed.


Q: What is the CASHe Refer and Earn program?

A: CASHe Refer and Earn is a rewards program where you can earn up to ₹3,000 by referring friends to take their first loan with CASHe. Each successful referral leads to rewards for both you and your friend.


Q: What is referral code for CASHe?

A: CASHe referral code is 55W2QG4.


Q: How much can I earn by referring a friend to CASHe?

A: You can earn between ₹100 to ₹3,000, depending on your friend's loan amount. The higher the loan amount your friend takes, the higher the reward you will receive.


Q: Are there any limits to how many people I can refer to CASHe?

A: There are no limits on the number of people you can refer. However, rewards are only given for friends who take their first loan through CASHe.


Q: What is the benefit of referring someone to CASHe?

A: Referring someone to CASHe using your referral code can earn you a cash reward ranging from:

Your Friend's Loan Amount

Your Rewards

₹1,000 - ₹20,000

₹100 - ₹500

₹20,000 - ₹50,000

₹300 - ₹1,000

₹50,000 - ₹1,00,000

₹750 - ₹1,500

₹1,00,000 - ₹3,00,000

₹1,000 - ₹3,000

Q: How does my friend apply for a CASHe loan?

A: Your friend can download the CASHe app, complete the signup process, and apply for a loan. They must use your referral code during signup for you to earn rewards.


Q: Can I use the referral reward money to pay off my CASHe loan?

A: Yes, the referral reward money can be used to pay off your CASHe loan or can be withdrawn as per CASHe's terms and conditions.


Q: How will I know if my friend has taken a loan and I have earned a reward on CASHe?

A: CASHe will send you a notification once your referred friend has been approved for their first loan and the reward amount will be credited to your account.


Q: Is there an expiry date for me to use CASHe referral rewards?

A: The expiry date for referral rewards, if any, will be mentioned in the terms and conditions at the time of reward credit. Please check the CASHe app for the latest information.


Q: Can new users participate in CASHe Refer and Earn program?

A: Yes, new users can participate in the program. They can start referring friends as soon as they have their own CASHe referral code after signing up.


Q: What happens if my friend's loan application is rejected on CASHe?

A: If your friend's loan application is rejected, the referral reward is not earned. They must have a successful loan approval for you to receive the reward.


Q: Can my friend and I both earn the ₹3,000 reward on CASHe?

A: Yes, both you and your friend can earn up to ₹3,000 each, depending on the amount of the loan that your friend takes out with CASHe.


Q: Are there any conditions my friend needs to fulfill to use my CASHe referral code?

A: Your friend must be a new user to CASHe and use CASHe referral code 55W2QG4 during the sign-up process for the referral to be valid and for both parties to earn the reward.


Q: How can I ensure that CASHe referral is tracked correctly to my account?

A: You can ensure correct tracking by making sure your friend enters your specific referral code 55W2QG4 when they sign up and apply for their first loan in CASHe app.


Q: Is CASHe Refer and Earn program available across all of India?

A: Yes,CASHe Refer and Earn program is generally available across India. However, the availability could vary based on CASHe's operational areas, which you can confirm on the CASHe app or website.


Q: What is the eligibility criteria for a CASHe loan?

A: To be eligible for a CASHe loan, you must be a salaried employee aged between 21 and 58 years, with a minimum monthly income of ₹15,000. Additionally, you must meet CASHe's internal credit scoring criteria based on alternative data analysis.


Q: What is the loan amount range offered by CASHe?

A: CASHe offers personal loans ranging from ₹10,000 to ₹4,00,000, and credit lines up to ₹3,00,000. The loan amount approved depends on the borrower's income, creditworthiness, and CASHe's internal credit scoring system.


Q: What is the tenure for CASHe loans?

A: The repayment tenure for CASHe personal loans ranges from 3 months to 3 years. Borrowers can choose a tenure that suits their repayment capacity, with longer tenures typically having higher interest rates.


Q: What are the interest rates charged by CASHe?

A: CASHe charges interest rates ranging from 1.08% to 3.33% per month on their loans, depending on the loan amount, tenure, and the borrower's creditworthiness. The interest rates are communicated transparently during the loan application process.


Q: How can I apply for a CASHe loan?

A: You can apply for a CASHe loan through their user-friendly mobile app or website. The application process involves providing your personal and employment details, along with supporting documents for verification.


Q: What documents are required for a CASHe loan?

A: CASHe typically requires borrowers to submit their PAN card, Aadhaar card, and recent salary slips or bank statements as part of the loan application process. Additional documents may be requested depending on the loan amount and individual case.


Q: How long does it take to get a CASHe loan approved?

A: CASHe claims to provide instant loan approvals within a few minutes for eligible borrowers. This is made possible by their use of alternative data and advanced credit scoring algorithms.


Q: How is the loan amount disbursed?

A: Once a loan application is approved, the approved loan amount is disbursed directly into the borrower's bank account within 24-48 hours, ensuring a convenient and hassle-free process.


Q: Can I prepay or foreclose my CASHe loan?

A: Yes, CASHe allows borrowers to prepay or foreclose their loans without any prepayment charges or penalties. This provides flexibility for borrowers to manage their loans according to their financial situations.


Q: What happens if I miss a loan repayment?

A: If you miss a loan repayment with CASHe, they charge late payment fees and penalties. Additionally, your credit score may be negatively impacted as CASHe reports loan repayment data to credit bureaus like CIBIL.


Q: Does CASHe report to credit bureaus?

A: Yes, CASHe reports loan repayment data to major credit bureaus in India, such as CIBIL. This means that timely repayments can help improve your credit score, while missed or delayed payments can negatively impact it.


Q: Can I apply for a top-up loan from CASHe?

A: CASHe allows existing borrowers with a good repayment history and credit standing to apply for top-up loans or increase their credit limit. This feature provides additional financial flexibility for borrowers with proven creditworthiness.


Q: Is there a mobile app for CASHe?

A: Yes, CASHe has a user-friendly mobile app available for both Android and iOS devices. The app allows borrowers to apply for loans, manage repayments, access account information, and communicate with customer support seamlessly.


Q: What is the CASHe Pulse Score?

A: The CASHe Pulse Score is an internal credit scoring system developed by CASHe. It uses alternative data sources and advanced algorithms to assess a borrower's creditworthiness beyond traditional credit scores.


Q: Can I get a CASHe loan if I have a low CIBIL score?

A: CASHe considers factors beyond traditional credit scores like CIBIL when evaluating loan applications. It is possible to get a loan even with a low CIBIL score if your CASHe Pulse Score meets their creditworthiness criteria.


Q: What is the CASHe Refer and Earn program?

A: The CASHe Refer and Earn program allows existing borrowers to earn rewards by referring friends and family members to the platform. Successful referrals can earn the borrower cashback or other incentives.


Q: How can I contact CASHe customer support?

A: CASHe provides multiple channels for customer support, including a dedicated customer care helpline, email support, and support through their website and mobile app. Customers can reach out for assistance with loan applications, repayments, or any other queries.

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