Q: What is Moneyview?
A: Moneyview is a financial services platform offering a suite of personalized financial products including personal loans, credit reports, savings accounts with high returns, and flexible EMIs for purchases.
Q: How can I apply for a personal loan with Moneyview?
A: You can apply for a personal loan through the Moneyview app. The process is completely digital, allowing for instant applications from INR 5,000 up to INR 10 lakhs, for both salaried and self-employed individuals.
Q: What is the Moneyview Refer & Earn program?
A: The Moneyview Refer & Earn program allows existing users to earn cashback by referring friends and family to apply for a loan via Moneyview. After the referred individual's loan is successfully disbursed, both the referrer and the referred receive a cashback reward credited directly to their bank accounts.
Q: What benefits do I get from participating in the Moneyview Refer & Earn program?
A: The Moneyview Refer & Earn program offers a cash reward of up to Rs. 4,000 per successful referral. You can earn up to Rs. 50,000 per month through referrals. It is beneficial both for you and your referee as they receive a cashback upon loan disbursement.
Q: What is referral code for Moneyview?
A: Moneyview referral code is HIMACJSA.
Q: How will I receive my Moneyview referral reward?
A: Moneyview rewards are given as cashback, which will be directly credited to your registered bank account. In case Moneyview doesn't have your bank details, they will request it through the 'Refer & Earn' dashboard upon a successful referral.
Q: When can I expect my Moneyview referral reward to be deposited?
A: The referral reward will be deposited into your registered bank account within 3 working days following the successful disbursement of your friend's loan. However, please note that technical or banking issues may occasionally cause delays.
Q: Who is eligible to be referred to Moneyview?
A: You can refer anybody in need of an instant loan and who hasn't already signed up on the Moneyview app. Your referral will be considered successful if your friend uses your referral link to apply and gets a loan disbursed from Moneyview, resulting in rewards for both parties.
Q: How do I refer someone to Moneyview for a loan?
A: To Refer someone Moneyview for loan you can follow these step:
Open the Moneyview app and click on the menu icon or the gift box at the top of the home screen.
Select 'Refer & Earn'.
Tap on 'Refer now' to open WhatsApp and choose contacts to share your referral link with or use the share option next to your referral code for other sharing methods.
Q: Why haven't I received my Moneyview referral reward yet?
A: For a referral to be successful, your friend must have downloaded the Moneyview app using your referral link and entered your referral code while submitting their loan application. The reward is processed within 3 working days post-loan disbursement.
Q: How do I claim my Moneyview referral reward?
A: Your referral reward is automatically deposited into your registered bank account once your friend's loan is disbursed and all referral conditions are met.
Q: My friends used my referral link but I haven't received my Moneyview referral reward yet. What's the reason?
A: Please allow up to 3 working days for the referral reward to be credited after your friend's loan disbursement. Ensure also that your bank details are correctly provided in the 'Refer & Earn' dashboard.
Q: How can I view my rewards history in the Moneyview app?
A: Open the Moneyview app, navigate to the 'Refer & Earn' section via the menu or the gift icon on the home screen, and click on 'View rewards history' to see all the rewards you've received.
Q: What should I do if my Moneyview referral link is not working?
A: Update the Moneyview app to the latest version. If the problem persists, reach out to Moneyview’s customer support for assistance.
Q: When will my friend receive their referral bonus from Moneyview?
A: The referred friend will receive their cashback reward directly in their bank account shortly after the loan is disbursed by Moneyview.
Q: Is there a limit to the number of people I can refer to Moneyview?
A: There is no specified limit to the number of referrals one can make to Moneyview. More successful referrals lead to greater rewards.
Q: What is the reward structure for referring someone to Moneyview?
A: You can earn a cash reward of up to Rs. 4,000 for each person who applies for a loan via your referral link and gets their loan successfully disbursed.
Q: Can I earn more through the Moneyview referral program by referring more people?
A: Yes, the more successful referrals you make, the more rewards you earn. Moneyview allows you to earn significant rewards through its referral program, capped at Rs. 50,000 per month.
Q: What happens if my referral considers a loan but does not proceed with Moneyview?
A: The referral reward is awarded only when the referred person completes the loan disbursement process. Considering a loan without disbursement does not qualify for a referral reward.
Q: In what form will the Moneyview referral reward be given?
A: The Moneyview referral program rewards are given as cashback, which is credited directly to the registered bank account of the referrer.
Q: How can I ensure that my Moneyview referral link is shared securely?
A: Share your referral link using the secure sharing options provided within the Moneyview app to ensure that your referral is tracked accurately and securely.
Q: What if my friend decides to cancel their Moneyview loan application?
A: If the referred friend cancels the loan application or it’s not disbursed for any reason, the referral reward will not be credited to either party.
Q: What should I do if there's a delay in receiving my Moneyview referral reward?
A: If you encounter a delay beyond 3 working days in receiving your reward, contact Moneyview customer support. Make sure your bank details are up-to-date in the 'Refer & Earn' dashboard.
Q: What are the interest rates for Moneyview personal loans?
A: The interest rates for personal loans range from 10% to 39%, depending on various factors like credit score, loan amount, and tenure.
Q: Is there a processing fee for loans obtained via Moneyview?
A: Yes, there is a processing fee which is included in the total cost of the loan. The fee (plus GST) is subtracted from the disbursed amount.
Q: Can I get a loan from Moneyview if I have a low credit score?
A: Yes, thanks to Moneyview's unique credit model, you might still be eligible for a loan offer regardless of your credit score. It's advisable to check the app for personalized offers.
Q: How does the Pro Saver account work?
A: The Pro Saver account offers a flexible savings option with high returns of 9%\* (XIRR), along with benefits like a debit card, UPI spend option, and monthly interest payouts. There is no lock-in period or penalty for premature withdrawal.
Q: Is my money safe in a Pro Saver account with Moneyview?
A: Yes, funds in the Pro Saver account are insured up to 5L by the DICGC, ensuring that your savings are secured.
Q: How can I check my credit score with Moneyview?
A: Moneyview offers a free Credit Tracker feature which allows you to check your CIBIL score and provides a detailed analysis of factors affecting your score. This feature is available on both their app and web platform.
Q: What makes Moneyview unique among financial apps?
A: Moneyview sets itself apart with offerings like custom loan amounts, flexible repayment tenure, competitive APRs, a unique credit model, and utmost transparency with no hidden charges.
Q: Who are Moneyview's lending and banking partners?
A: Moneyview has partnered with a host of reputable financial institutions including Whizdm Finance Pvt Ltd, Aditya Birla Finance Ltd, DMI Finance Private Ltd, and banks like Suryoday Small Finance Bank to provide financial services.
Q: How is the Pro Saver interest rate determined?
A: The Pro Saver interest rate is a competitive rate powered by an RBI-regulated bank, designed to offer superior returns comparable to or better than traditional FDs.
Q: What does the free credit report from Moneyview include?
A: The free credit report offers monthly tracking of your credit score and a detailed analysis of factors influencing your score, along with tips for improvement and potential pre-approved loan offers.
Q: How long does it take to get a loan approved with Moneyview?
A: Loan approval times can vary, but Moneyview strives for quick approvals, often within the same day of application if all requirements are met.
Q: Can I pre-close my loan with Moneyview?
A: Yes, you can pre-close your loan subject to the terms and conditions. It's recommended to check your loan agreement or contact customer support for specific pre-closure policies.
Q: How can I contact Moneyview for support?
A: For any support or queries, you can email Moneyview at care@moneyview.in, call at 080-69390476, or visit their office in Bengaluru, Karnataka. Their customer service team is ready to assist with any questions you may have.
