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DMI Housing Finance Refer and Earn

DMI Housing Finance

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Refer a friend for a home loan with DMI Housing Finance and earn rewards! Join our referral program today to earn up to ₹15,000 in vouchers.

Q: What is DMI Housing Finance?

A: DMI Housing Finance is a leading financial institution that specializes in providing housing finance solutions in India. They offer a wide range of products and services to help individuals fulfill their dream of owning a home.


Q: What types of housing finance products does DMI Housing Finance offer?

A: DMI Housing Finance offers a variety of home loan products, including home purchase loans, home improvement loans, home extension loans, and balance transfer loans. They also provide loan against property and plot loans.


Q: What is the DMI Housing Finance Refer and Earn Program?

A: DMI Housing Finance Refer and Earn Program is a referral scheme offered by DMI Housing Finance Pvt. Ltd, where existing customers can refer friends or family for a housing loan and earn rewards upon successful disbursal of the referred loan.


Q: Who is eligible to participate in the DMI Refer and Earn Program?

A: Any existing DMI housing customer with an active loan facility is eligible to participate in the Refer and Earn Program. However, customers whose loan applications are under process but not yet disbursed are not eligible.


Q: How can I refer someone under the DMI Refer and Earn Program?

A: You can refer someone by filling out the Customer Referral Form available at the nearest DMI housing branch, or by filling out the form online on the DMI Housing website. Alternatively, DMI loan officers or relationship managers can assist in filling and submitting the referral form.


Q: What information is required in the referral form?

A: The referral form requires details of the prospect (Name, Mobile, Email) and the referee (Name, City, Mobile, Email).


Q: How are referral rewards calculated?

A: Referral rewards are calculated based on the number of referrals converted to disbursals. The reward amount is determined by the number of files disbursed from one referral form, according to the specified slab.


Q: What happens after I refer someone for a housing loan?

A: After the successful disbursal of the referred loan, referral rewards will be processed. These rewards will be released within 120 days from the date of final and complete disbursal.


Q: How will I receive my referral rewards?

A: Referral rewards will be sent in the form of physical or mobile vouchers. They will be delivered either through SMS to your registered mobile number or through the post to the address mentioned in the referral form.


Q: Is there a limit to the referral rewards I can earn?

A: Yes, there is a limit of ₹15,000 total vouchers that can be processed to a single referrer in a financial year (April-March), including all rewards earned during that period.


Q: Will I receive an email for redemption of the referral reward?

A: No, there will be no email sent for redemption. The reward will be directly sent to you through SMS or post.


Q: What should I do if I don’t receive my referral reward?

A: In case you do not receive your referral reward within the stipulated time frame, you can contact customer service at customerreferral@dmihousingfinance.in for assistance.


Q: Are referral rewards released for partial disbursals?

A: No, referral rewards are released only upon completion of final disbursal and other terms and conditions related to the referred loan.


Q: Can I refer multiple individuals for a housing loan?

A: Yes, you can refer multiple individuals for a housing loan under the DMI Refer and Earn Program.


Q: Is there any specific time frame for referring individuals under this program?

A: There is no specific time frame mentioned for referring individuals. However, rewards are processed based on successful disbursal of the referred loans.


Q: Can I refer myself for a housing loan to avail of the referral rewards?

A: No, self-referrals are not eligible for referral rewards under the DMI Refer and Earn Program.


Q: What happens if the referred individual cancels their loan application?

A: If the referred individual cancels their loan application before disbursal, you will not be eligible for referral rewards.


Q: Are there any geographical restrictions on who I can refer?

A: No, there are no geographical restrictions on referrals. You can refer individuals from any location within India.


Q: Can I track the status of my referred loan applications?

A: Yes, you can inquire about the status of your referred loan applications by contacting the customer service team at DMI Housing Finance.


Q: Are there any hidden fees or charges associated with the referral program?

A: No, there are no hidden fees or charges associated with participating in the DMI Refer and Earn Program.


Q: Can I refer individuals who already have an existing relationship with DMI Housing Finance?

A: No, individuals who already have an existing relationship with DMI Housing Finance are not eligible to be referred under this program.


Q: Is there a minimum loan amount requirement for eligibility under this program?

A: There is no minimum loan amount requirement specified for eligibility under the DMI Refer and Earn Program.


Q: What are the eligibility criteria for applying for a home loan with DMI Housing Finance?

A: The eligibility criteria to apply for a home loan with DMI Housing Finance include factors such as the applicant's age, income, credit history, employment stability, and property value. The specific criteria may vary depending on the loan product and the applicant's personal circumstances.


Q: How does the loan application process work with DMI Housing Finance?

A: To apply for a home loan with DMI Housing Finance, you can visit their website or a branch near you. The process typically involves filling out an application form, submitting the necessary documents, and completing the verification process. Once approved, the loan amount is disbursed to the borrower.


Q: What documents are required to apply for a home loan with DMI Housing Finance?

A: The documents required for a home loan application with DMI Housing Finance may include identification proof, address proof, income proof, bank statements, property documents, and passport-sized photographs. The specific requirements may vary depending on the loan product and the applicant's profile.


Q: How long does it take for a home loan to be processed and approved by DMI Housing Finance?

A: The time required to process and approve a home loan with DMI Housing Finance can vary depending on various factors, such as the completeness of the application, the availability of documents, and the verification process. Generally, the process takes anywhere from a few days to a few weeks.


Q: Are there any prepayment or foreclosure charges on DMI Housing Finance home loans?

A: Yes, DMI Housing Finance may charge prepayment or foreclosure charges on their home loans. These charges are usually a percentage of the outstanding loan amount and can vary based on the loan product and the terms and conditions.


Q: Can self-employed individuals apply for a home loan with DMI Housing Finance?

A: Yes, self-employed individuals can apply for a home loan with DMI Housing Finance. However, they would need to meet the specific eligibility criteria set by the institution and provide the necessary documentation to support their income and business stability.


Q: What is the maximum loan amount that DMI Housing Finance offers?

A: The maximum loan amount that DMI Housing Finance offers may vary depending on the loan product and the financial profile of the applicant. Generally, the loan amount can range from a few lakhs to crores of rupees.


Q: Does DMI Housing Finance offer loan insurance or protection plans?

A: DMI Housing Finance does offer loan insurance and protection plans, which can help borrowers protect their home and loan in case of unfortunate events like death, disability, or loss of income. These plans provide coverage for the outstanding loan amount, ensuring that the borrower's family is not burdened with loan repayments.

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