Appreciate

Q: What is Appreciate and how does the Appreciate app work?

A: Appreciate is a modern stock trading app designed for Indian investors to invest directly in US stocks, US ETFs, and global assets. The app offers seamless onboarding, a zero-balance savings account via YES Bank, and fractional investing starting from just ₹1. Whether you’re a beginner or a pro trader, Appreciate provides intuitive tools, AI-powered investment recommendations, and one-click remittance to simplify global investing.

Q: What is Appreciate refer and earn program?

A: Appreciate refer and earn is a reward program that allows existing users to invite their friends to join the Appreciate stock trading app. When the referred friend completes their first investment, both the referrer and the referee earn ₹200 each. It’s a win-win reward system that encourages more users to start global investing with Appreciate.

Q: How does Appreciate refer and earn benefit me?

A: With Appreciate refer and earn, you can earn ₹200 for each successful referral, with no upper limit on the number of friends you can invite. Additionally, your invited friends get ₹200 bonus too, making it a rewarding system for both parties while promoting global investing with Appreciate.

Q: What is Appreciate referral code?

A: An Appreciate referral code is J9JHXP.

Q: How can I find my Appreciate referral code?

A: To find your Appreciate referral code, simply go to the Rewards & Incentives section of the Appreciate app. Under the Refer a Friend tab, you’ll see your unique referral code, which you can copy and share via WhatsApp, SMS, or social media directly from the app.

Q: How do I share my Appreciate referral code with friends?

A: Appreciate makes sharing easy. After finding your code in the app, you can tap the “Refer Friends” button to directly share your Appreciate referral code via WhatsApp, Telegram, Email, SMS, or any app you prefer. Friends just need to download the app using your link or manually enter your code during signup.

Q: How much can I earn through Appreciate refer and earn?

A: There’s no limit on how much you can earn with Appreciate refer and earn. You earn ₹200 for each friend who joins using your Appreciate referral code and completes their first transaction. Whether you invite 5 friends or 500 friends, your earnings grow with every successful referral.

Q: Do my friends need to invest to activate Appreciate refer and earn rewards?

A: Yes, your invited friends must complete their first successful investment using the Appreciate app for both of you to receive ₹200 each. Just signing up won’t trigger the reward; they need to invest in US stocks, ETFs, or any available asset.

Q: Can my friend use someone else’s Appreciate referral code after signing up?

A: No, the Appreciate referral code must be applied at the time of registration. Once the account is created without a referral code, the user cannot retroactively apply a code. That’s why sharing your referral link directly is the best way to ensure your code gets applied automatically.

Q: How long does it take to receive my Appreciate refer and earn reward?

A: Once your friend completes their first investment, Appreciate typically credits the ₹200 reward to both accounts within 24-48 hours. You can track your earned rewards directly in the Rewards & Incentives section of the Appreciate app.

Q: Is Appreciate refer and earn available for all users?

A: Yes, every registered user of the Appreciate stock trading app is eligible to participate in Appreciate refer and earn. As soon as your account is verified and you can trade, your referral code is activated, allowing you to start referring friends.

Q: Can I withdraw my Appreciate refer and earn rewards?

A: Yes, all rewards earned through Appreciate refer and earn can be withdrawn directly into your linked bank account or used for future investments within the app. Appreciate imposes no withdrawal charges for these rewards.

Q: What makes Appreciate refer and earn unique compared to other apps?

A: Appreciate refer and earn stands out because it combines global investing with rewards. Not only can you invest in US stocks and ETFs starting from just ₹1, but you also get a ₹200 cash reward per referral. Plus, there are zero subscription fees, zero remittance fees, and zero withdrawal charges—a rare benefit among investment platforms.

Q: Can I refer friends if I haven't made my first investment yet?

A: Yes, you can start referring friends immediately after signing up on Appreciate, but you will only receive your referral reward once both you and your friend have completed at least one transaction. This encourages both parties to start investing quickly.

Q: Is Appreciate refer and earn a limited-time offer?

A: As of now, Appreciate refer and earn is an ongoing program, but Appreciate reserves the right to modify, pause, or discontinue the program at any time. Users are advised to check the latest terms and conditions directly in the app.

Q: How do I maximize my earnings with Appreciate refer and earn?

A: To earn the most, share your Appreciate referral code widely on social media, WhatsApp groups, Telegram channels, and investment forums. You can also write about your investment experience with Appreciate on your blog or YouTube channel, and include your referral link (e.g., https://link.appreciatewealth.com/referral?ref_code=J9JHXP). The more friends who join and invest, the higher your earnings.

Q: How does the Appreciate refer and earn program work?

A: Appreciate refer and earn allows users to invite friends to join the app using a unique referral code. When your referred friend completes their first transaction, both of you earn ₹200 each. The more friends you invite, the more you earn, making it a great way to grow your investment wallet while helping others start their financial journey.

Q: What is the Appreciate referral code and how can I benefit from it?

A: The Appreciate referral code is a unique code (like J9JHXP) that you can share with friends. When a friend signs up using your code and makes their first investment, both of you receive ₹200 as a bonus. New users can also use referral codes while signing up to instantly unlock ₹200 to kickstart their investment.

Q: Is Appreciate a free app or are there any hidden charges?

A: Appreciate is free to download and has zero subscription fees, zero remittance charges, and zero withdrawal fees. Unlike traditional platforms, Appreciate ensures you keep more of your profits while accessing global investment opportunities at the lowest possible cost.

Q: Can I invest in global companies like Apple and Tesla using Appreciate?

A: Yes, with Appreciate, you can directly invest in US stocks like Apple, Tesla, Amazon, Google, and Microsoft, all from your smartphone. The app even allows fractional investing, so you can own a piece of these global giants starting from just ₹1.

Q: How secure is my money and data on Appreciate?

A: Appreciate prioritizes your security and peace of mind. The app uses AI-based fraud detection, end-to-end encryption, and 24/7 transaction monitoring. Additionally, your US stock investments are covered under SIPC insurance up to $500,000. Appreciate is fully compliant with SEBI, FEMA, RBI, and IFSCA regulations, ensuring your investments are safe.

Q: Does Appreciate support SIPs and goal-based investing?

A: Yes. Appreciate offers goal-based investing, allowing you to set financial goals and start monthly SIPs (Systematic Investment Plans) directly in US stocks and ETFs. This helps you build wealth gradually with discipline and consistency, even in global markets.

Q: What types of investments are available on Appreciate?

A: With Appreciate, you can invest in:

• US Stocks (Apple, Amazon, Tesla, etc.)

• US ETFs (Diversified Funds)

• Fractional Shares (Invest from ₹1)

• Digital Gold (Coming soon)

• Indian Mutual Funds (Coming soon)

• Fixed Deposits & Bonds (Coming soon)

• Change Savings (Auto-invest spare change)

This makes Appreciate a truly diversified wealth-building platform.

Q: How much do I need to start investing on Appreciate?

A: One of the biggest advantages of Appreciate is its affordability. You can start investing in US stocks for as little as ₹1 by buying fractional shares, making global investing accessible to everyone, regardless of budget.

Q: How does Appreciate make global investing so easy for Indians?

A: Appreciate simplifies the entire global investment process. From opening a zero-balance savings account with YES Bank, to one-click remittance for funding your US stock purchases, everything is streamlined. Plus, with AI-powered recommendations, you always know which assets align best with your goals.

Q: What makes Appreciate different from other stock trading apps in India?

A: Appreciate is a global-first investing platform, combining:

• Zero subscription, withdrawal, and remittance fees

• Fractional investing from ₹1

• Direct access to US markets

• AI-powered personalized investment suggestions

• Instant digital account with YES Bank

• Advanced pro trading tools for expert users

This unique combination of low cost, global reach, and powerful tools makes Appreciate the ideal choice for smart investors.

Q: How does Appreciate support beginners in investing?

A: Appreciate offers an extensive learning center packed with free educational content worth ₹5000. Beginners can access:

• Step-by-step guides on stock investing

• Market news and analysis

• Explainer videos and podcasts

• Investment strategies tailored for first-timers

This ensures even someone new to finance can invest confidently with Appreciate.

Q: What is Appreciate’s ‘Change Savings’ feature?

A: Change Savings (coming soon) is a unique tool that rounds up your daily purchases (like coffee or shopping bills) and invests the spare change into US stocks automatically. This makes investing effortless, helping you build a global portfolio passively.

Q: How does USD appreciation benefit my investments on Appreciate?

A: When you invest in US stocks via Appreciate, you not only benefit from the growth of companies like Apple and Google, but you also earn from USD appreciation against INR. Historically, the USD has appreciated at around 4 percent per year against INR, adding an extra boost to your returns.

Q: What upcoming features can we expect from Appreciate?

A: Appreciate is constantly evolving. Upcoming features include:

• Indian Mutual Funds (Axis, HDFC, ICICI, and more)

• Indian Equities (NSE & BSE stocks)

• Digital Gold & Bonds

• Change Savings for micro-investing

• Smart Strategies – AI-powered automated trading

• MSME Loans & Personal Loans

This roadmap positions Appreciate as a complete wealth management platform for modern Indian investors.