CreditMantri

Q: What is CreditMantri?

A: CreditMantri is a platform that provides credit scores, reports, and personalized financial products to help individuals manage their credit health.

Q: How does CreditMantri calculate credit scores?

A: CreditMantri calculates credit scores based on an individual's credit history, including payment history, credit utilization, length of credit history, types of credit used, and recent inquiries.

Q: What is the CreditMantri Refer and Earn program?

A: The CreditMantri Refer and Earn program allows users to refer friends to CreditMantri using a unique referral code. When the referred friend registers with CreditMantri using the code and obtains a valid credit score and analysis in the same session, it counts as a successful referral.

Q: What is referral code CreditMantri?

A: CreditMantri referral code is QNYR2350UF.

Q: What do I and my friend get when I refer them to CreditMantri?

A: Your friend will receive a free credit score and analysis upon registration with CreditMantri using your referral code.

Q: What rewards do I receive for referring friends to CreditMantri?

A: For every three successful referrals within a month, you become eligible for Rs 100 Paytm Cash.

Q: Is there a limit to the number of referrals I can make in a month?

A: Yes, you can earn rewards for a maximum of 180 valid referrals per month.

Q: How and when will I receive my Paytm Cash rewards?

A: If you qualify for a payout, the money will be transferred to your Paytm wallet by the 15th of the following month.

Q: What if I don't have a Paytm wallet?

A: Users without a Paytm wallet are advised to create one, as no other means of payout will be facilitated.

Q: What happens if the referral program terms change?

A: CreditMantri reserves the right to modify or withdraw the terms of the referral program without prior notice. Any changes made will be effective immediately.

Q: Do I need to fulfill any specific criteria to qualify for the Paytm Cash rewards?

A: Yes, each referral must result in a valid credit score and analysis within the same session to qualify as successful.

Q: Can I refer the same person multiple times to CreditMantri?

A: No, each person can only be referred once. Subsequent attempts to refer the same person will not count towards your rewards.

Q: Is there a time limit for my referred friend to obtain their credit score and analysis?

A: Yes, the credit score and analysis must be obtained in the same session as registration to qualify as a successful referral.

Q: Are there any geographical restrictions on who I can refer to CreditMantri?

A: The referral program is subject to the terms and conditions set by CreditMantri and may be restricted in certain geographical locations.

Q: Can I track the status of my referrals and rewards?

A: CreditMantri may provide a dashboard or interface where you can monitor the status of your referrals and rewards.

Q: What if my friend fails to obtain a valid credit score and analysis after registering with CreditMantri?

A: If your friend does not complete the required steps to obtain a valid credit score and analysis, the referral will not be considered successful, and you will not earn any rewards.

Q: Can I refer friends who already have an account with CreditMantri?

A: No, the referral program is typically for new users who are registering with CreditMantri for the first time.

Q: Are there any restrictions on how I can promote my referral code?

A: While there may not be specific restrictions mentioned, it's advisable to promote your referral code ethically and avoid any spamming or misleading tactics.

Q: Is there a cost to check my credit score on CreditMantri?

A: CreditMantri offers free credit score checks to users. However, they also have premium services that may come with a cost.

Q: How can I improve my credit score with CreditMantri?

A: CreditMantri provides personalized recommendations and tips to help individuals improve their credit score, such as paying bills on time and managing credit utilization.

Q: Can CreditMantri help me find suitable financial products?

A: CreditMantri offers personalized recommendations for loans, credit cards, and other financial products based on an individual's credit profile and financial goals.

Q: Is CreditMantri secure and trustworthy?

A: CreditMantri follows strict security protocols to ensure the protection of user data and uses encryption to safeguard personal and financial information.

Q: What if I find an error in my credit report on CreditMantri?

A: CreditMantri offers assistance in disputing and rectifying errors in credit reports to ensure accurate credit information.

Q: How often can I check my credit score on CreditMantri?

A: There are no limitations on how often a user can check their credit score on CreditMantri. Users can check it as frequently as they wish.

Q: Can I get personalized financial advice on CreditMantri?

A: CreditMantri offers personalized financial advice and recommendations to help individuals make informed decisions about their credit health and financial products.

Q: Does CreditMantri offer credit monitoring services?

A: CreditMantri provides credit monitoring services to help users keep track of changes in their credit reports and scores over time.

Q: Can I get a credit report from CreditMantri for a business or organization?

A: CreditMantri primarily focuses on providing credit scores and reports for individuals and personal credit profiles, not for businesses or organizations.

Q: How long does it take to receive a credit score on CreditMantri?

A: Users can receive their credit score on CreditMantri instantly after completing the required verification process.

Q: Will checking my credit score on CreditMantri affect my score?

A: No, checking your credit score on CreditMantri will not impact your score, as it is considered a soft inquiry.

Q: Can I get assistance with credit disputes through CreditMantri?

A: CreditMantri provides assistance with credit disputes, helping users address any inaccuracies or discrepancies in their credit reports.

Q: How can I contact CreditMantri for further inquiries or support?

A: CreditMantri offers customer support through various channels, including email, phone, and live chat on their website, for any further inquiries or support needs.