Jiraaf

Q: What is the Jiraaf Refer & Earn program?

A: Jiraaf’s Refer & Earn program is a rewards system where you can invite friends, family, or colleagues to join Jiraaf. When they register with your referral link and make a bond investment of ₹1,00,000 or more within 60 days, you earn cash rewards up to ₹20,000 based on the number of referrals.

Q: How much can I earn from the Jiraaf referral program?

A: You can earn ₹2,000 per successful referral. Additionally, Jiraaf offers milestone bonuses:

There is no cap—refer more and keep earning.

Q: Who is eligible to participate in the Jiraaf Refer & Earn program?

A: Any registered Jiraaf customer can join. You just need to:

• Create an account

• Complete your KYC

• Provide bank account details

Only then will you be eligible to receive referral rewards.

Q: How do I refer someone to Jiraaf?

A: Follow these simple steps:

1. Create an account on Jiraaf.

2. Get your unique referral link from the dashboard.

3. Share it with friends, family, or colleagues.

4. Once they register and invest ₹1,00,000 or more within 60 days, you get rewarded.
   

Q: How many friends can I refer on Jiraaf?

A: There is no limit on the number of people you can refer. The more you refer, the more rewards you earn.

Q: What is the minimum investment required for my referral to qualify?

A: Your referral must invest at least ₹1,00,000 (cumulative across one or more bond opportunities) within 60 days of registration for you to earn rewards.

Q: Can I refer someone who is already registered on Jiraaf?

A: No. Only new users who sign up using your referral link are eligible for the program.

Q: Do my referrals get any reward?

A: No. As per regulatory guidelines, only the referrer (you) earns the reward. The referred person benefits from investing in Jiraaf’s opportunities but does not get referral cash rewards.

Q: When will I receive my referral reward?

A: Rewards are processed on or before the 15th of the following month after your referral makes a qualifying investment.

Q: What if my friend invests in parts, like ₹50,000 + ₹50,000?

A: You are still eligible. As long as the total investment reaches ₹1,00,000 within 60 days, you get your reward.

Q: Will I get rewards if my friend invests after 60 days of registration?

A: No. Both you and your friend will not be eligible for referral rewards if the investment is made after the 60-day period.

Q: Do I need to invest in Jiraaf myself to earn referral rewards?

A: No, you don’t have to invest. You can earn rewards as long as your referrals invest the required minimum amount and you have completed your KYC.

Q: What happens if I haven’t completed my KYC but my friend invests?

A: You will get your referral reward once you complete your KYC. The payment will be credited in the next payout cycle.

Q: Where can I track my referrals and rewards?

A: You can see all your referrals and their status in your Dashboard → My Referrals section on the Jiraaf platform.

Q: Does the referral link expire?

A: No, your referral link does not expire. However, your friend must invest within 60 days of their registration to qualify for rewards.

Q: Which investments are eligible for referral rewards?

A: Only bond investments of ₹1,00,000 or more qualify. Fixed Deposits (FDs) are not included in the Refer & Earn program.

Q: What if my friend forgets to use my referral link while signing up?

A: Unfortunately, you will not be eligible for referral rewards if your friend doesn’t use your referral link during registration.

Q: How will I receive my referral payout?

A: Rewards are transferred directly into your registered bank account, provided you’ve completed your KYC.

Q: Is there a validity period for the Jiraaf Refer & Earn program?

A: Currently, Jiraaf has no fixed end date for the referral program. However, each referral’s eligibility lasts only 60 days from their registration date.

Q: Can businesses or corporate accounts participate in the Jiraaf referral program?

A: No, the program is only for individual customers with a Jiraaf account. Referrals from company or group accounts are not eligible.