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13Karat Refer and Earn



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Participate in 13Karat Refer and Earn using 13Karat referral link. Earn ₹500 when your friend makes their investment, and your friend will also receive ₹100 in the process.

Q: What is 13Karat?

A: 13Karat is a leading investment platform that offers high-return opportunities through its advanced Peer-to-Peer (P2P) investment platform. It aims to provide secure and transparent paths to financial success, allowing investors to earn up to 13% returns.

Q: Why should I choose 13Karat for my investments?

A: 13Karat offers several advantages, including higher returns compared to traditional FDs and bonds, flexible withdrawal options, steady growth with non-market linked returns, and the assurance of partnering with RBI-Regulated P2P NBFCs for the safety of your investments.

Q: What is the 13Karat Refer and Earn Program?

A: The 13Karat Refer and Earn Program is an exciting initiative that allows users to earn ₹500 by referring friends to join the 13Karat platform and make an investment. Additionally, the referred friend receives ₹100 upon their investment.

Q: How can I participate in the 13Karat Refer and Earn Program?

A: To participate, simply use your unique 13Karat referral link to invite friends to join the 13Karat platform. When your friend signs up and makes a minimum investment of ₹5000 or more, both you and your friend will earn rewards.

Q: How do I obtain my unique 13Karat referral link?

A: Upon signing up with 13Karat, you will find your unique 13Karat referral link in your account dashboard. Share this link with friends to ensure both you and your referred friend receive the benefits.

Q: Is there a limit to the number of friends I can refer to 13Karat?

A: No, there is typically no limit to the number of friends you can refer to the 13Karat platform. The more friends you refer who meet the eligibility criteria, the more rewards you can earn.

Q: How much do I earn through the 13Karat Refer and Earn Program?

A: You earn ₹500 for every friend who signs up using your 13Karat referral link and makes a minimum investment of ₹5000 or more. Your referred friend also receives ₹100 upon their investment.

Q: Can I refer friends who are already 13Karat users?

A: The 13Karat Refer and Earn Program is typically designed for new users. Referrals are usually valid for individuals who are not already registered with 13Karat. Check the program terms for specific eligibility criteria.

Q: Is there a time limit for my referred friend to make an investment on 13Karat?

A: The 13Karat Refer and Earn Program may have specific timelines or conditions. It's advisable to check the program details or contact 13Karat support for information on any time constraints.

Q: How are the rewards credited to my 13Karat account?

A: Once your referred friend makes a qualifying investment, the rewards are usually credited directly to your 13Karat account. This process ensures a seamless and convenient experience.

Q: Can I track the status of my referrals and rewards on 13Karat?

A: Yes, you can typically track the status of your referrals and rewards through your 13Karat account dashboard. This feature provides transparency and keeps you informed about your earnings.

Q: Are there any restrictions on using the earned rewards within 13Karat?

A: The earned rewards from the 13Karat Refer and Earn Program are often unrestricted and can be utilized as per the terms and conditions of the program. Verify the terms for any specific details on reward utilization.

Q: How do I get started with 13Karat?

A: Getting started with 13Karat is quick and easy. Simply download the 13Karat app, complete the account setup in just 5 minutes, choose a tailored investment plan, and start with as little as ₹500.

Q: What investment plans does 13Karat offer?

A: 13Karat offers popular investment products such as the 13K Fixed-Term Investment Plan and the 12K Short-Term Investment Plan. The plans come with varying tenures, returns, and flexibility to suit your preferences.

Q: What are the key features of 13Karat?

A: Key features include high-return investment opportunities, instant redemption at maturity, and the option for automatic reinvestment after maturity. The platform ensures a user-friendly dashboard for monitoring portfolio performance, tracking earnings, and receiving regular updates.

Q: How does 13Karat collaborate with P2P NBFCs?

A: 13Karat collaborates with trusted RBI-registered P2P NBFCs such as Lendbox and RupeeCircle to create a hyper-diversified pool of borrowers. This collaboration empowers retail investors to maximize their investment potential while diversifying their portfolios.

Q: Who can invest with 13Karat?

A: Indian residents aged 18 and above can invest with 13Karat. The minimum investment is ₹500, and the maximum investment can go up to ₹10 lakhs.

Q: What documents are needed to start investing with 13Karat?

A: To begin your investment journey, you need to submit your PAN Card, Aadhaar Card, and your bank details.

Q: How do I start investing with 13Karat?

A: To start investing, download and log in to the 13Karat app using your mobile number. Provide the necessary KYC details, upload your PAN Card and Aadhaar, add your bank details, and you're ready to begin investing.

Q: How can I contact 13Karat for support?

A: For any inquiries or support, you can reach out to 13Karat via email at

Q: What are the benefits of the 13K Fixed-Term Investment Plan?

A: The 13K Fixed-Term Investment Plan offers an opportunity to earn up to 13% per annum, a 6-month investment tenure, an option for automatic reinvestment, and no TDS on withdrawal.

Q: What are the benefits of the 12K Short-Term Investment Plan?

A: The 12K Short-Term Investment Plan provides an opportunity to earn up to 12% per annum, a 3-month investment tenure, a minimum investment of ₹500, and no TDS on withdrawal.

Q: Is my investment with 13Karat secure?

A: Yes, your investment with 13Karat is secure. The platform collaborates with RBI-Regulated P2P NBFCs, ensuring a regulated and safe environment for your investments.

Q: Can I withdraw my investment before maturity?

A: While the investment plans are designed for a specific tenure, some plans may offer flexibility. Check the terms of your chosen plan or contact 13Karat support for more information.

Q: Are there any fees associated with investing on 13Karat?

A: No, there are no investment fees associated with 13Karat. Enjoy the benefits of investing without additional charges.

Q: What happens if I forget to reinvest or withdraw my money at maturity?

A: If you forget to take action at maturity, some plans offer an automatic reinvestment option. However, it's recommended to stay informed and manage your investments actively.

Q: How often will I receive updates on my investment?

A: 13Karat provides regular updates through its user-friendly dashboard, allowing you to monitor your portfolio's performance, track earnings, and stay informed about your investment journey.

Q: Can I invest with 13Karat if I'm a first-time investor?

A: Absolutely. 13Karat is designed to cater to a wide range of investors. With a low entry point of ₹500, it's an accessible platform for both new and experienced investors.

Q: Is there any upper limit for investments?

A: While the minimum investment is ₹500, there is no upper limit, allowing you the flexibility to invest based on your financial goals and capacity.

Q: How are returns credited to my account?

A: Returns are directly deposited into your bank account upon maturity of the investment. This ensures a hassle-free process for accessing your earnings.

Q: Can I track the performance of my investments in real-time?

A: Yes, 13Karat provides a real-time dashboard where you can monitor your portfolio's performance, track earnings, and stay updated on your investment journey.

Q: What distinguishes 13Karat from other investment platforms?

A: 13Karat stands out due to its collaboration with trusted RBI-registered P2P NBFCs, its user-friendly platform, and the variety of investment plans offering attractive returns in a secure and regulated environment.

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