DreamMoney

Q: What is Dream Money and how does it work?

A: Dream Money is a digital investment and money insights platform where you can invest in 24K gold starting from ₹10 and fixed deposits (FDs) starting from ₹1,000. It also lets you link your bank accounts, mutual funds, stocks, and ETFs to track your spending and income—all in one secure place.

Q: Is Dream Money safe for investing in gold and fixed deposits?

A: Yes, Dream Money is 100% safe. Gold investments are backed by Augmont, India’s 3rd largest gold refinery, while fixed deposits are offered through trusted banks and NBFCs and insured up to ₹5 lakhs by DICGC, a subsidiary of the RBI. Your financial data is secured by RBI/SEBI-regulated partners.

Q: How much can I start investing with Dream Money?

A: You can begin your gold investment with just ₹10 daily in 24K 99.9% pure gold and invest in FDs starting at ₹1,000, without opening a new bank account. This makes Dream Money ideal for beginners who want to start small.

Q: Can I withdraw my Dream Money investments anytime?

A: Yes, Dream Money provides complete flexibility. You can withdraw your gold or FD investments anytime, ensuring that your money remains accessible whenever you need it.

Q: How does the Dream Money referral program work?

A: The Dream Money refer and earn program allows existing users to invite new users using a unique referral link or code. Once the new user (referee) successfully sets up a daily SIP of at least ₹10 for 3 consecutive debits, both the referrer and referee earn ₹15 worth of gold free.

Q: What is referral code for Dream Money?

A: Dream Money referral code is CAMEZL.

Q: What are the benefits of using a Dream Money referral code?

A: By using a referral code like CAMEZL, you instantly unlock a reward system where both you and the referrer get ₹15 free gold after completing your initial SIP debits. This means you start your investment journey with extra gold at no additional cost.

Q: What are the conditions to qualify for Dream Money referral rewards?

A: To earn referral rewards:

• The referee must create a new account using the referral link/code.

• The referee must set up a minimum daily SIP of ₹10.

• The SIP should not be cancelled before 3 successful debits. Once done, both users receive the gold reward.

Q: How much referral bonus can I earn with Dream Money?

A: You can earn up to ₹10,000 worth of free gold through the referral program. Additionally, there is a cap of 20 successful referrals per month to keep the program fair for all users.

Q: When can I sell the free gold earned from Dream Money referrals?

A: The free gold reward from referrals will be credited to your account, but it can only be sold after 48 hours of being credited. This ensures fair tracking of all successful referrals.

Q: Can Dream Money referral rewards be combined with other offers?

A: No, the free gold earned from the referral program is exclusive. It cannot be combined with other promotions or bonus offers provided by Dream Money.

Q: What happens if fraudulent activity is detected in Dream Money referrals?

A: If Dream Money detects any misuse, fraud, or unethical activity in the referral process, it reserves the right to cancel or suspend referral rewards and may also disqualify the user from future participation.

Q: Do I need to open a new bank account to invest in Dream Money FDs?

A: No, you do not need a new bank account. Dream Money allows you to invest in highest-interest fixed deposits directly, starting from ₹1,000, with the added security of DICGC insurance.

Q: How does Dream Money help in tracking my money?

A: Dream Money allows you to link all your bank accounts, mutual funds, stocks, and ETFs in one dashboard. You can track your income, spending, and investments in real-time with guaranteed privacy.

Q: Is my financial data secure with Dream Money?

A: Yes, your financial data is safe. Dream Money uses RBI and SEBI-regulated partners to secure your data. Importantly, Dream Money does not store your financial data, ensuring complete privacy and protection.

Q: Can Dream Money modify or end its referral program?

A: Yes, Dream Money reserves the right to change or terminate the referral program anytime. However, all eligible referrals completed before such changes will still receive their rewards.

Q: Why should I use the Dream Money refer and earn program?

A: The Dream Money referral program is a simple way to earn free gold worth ₹15 for both you and your friends. It requires only a minimum SIP of ₹10 and allows you to build savings while earning rewards—making it one of the most attractive and beginner-friendly referral programs in India.

Q: How do I join the Dream Money referral program?

A: To join the referral program, simply log in to your Dream Money account, go to the “Refer & Earn” section, and copy your unique referral link or code. Share it with friends and family. Once they register and complete the SIP requirement, you both get rewarded.

Q: What is the minimum SIP required for Dream Money referral rewards?

A: The referee must set up a daily SIP of at least ₹10 in 24K gold. Only after completing 3 successful debits will both the referrer and referee receive their ₹15 gold reward.

Q: Can I track my Dream Money referral status?

A: Yes, Dream Money allows you to track referral progress inside your account. You can see how many friends have registered, how many completed the SIP requirement, and the rewards you’ve earned.

Q: Who can participate in the Dream Money referral program?

A: The referral program is open to all registered Dream Money users. Both the referrer (existing user) and referee (new user) must meet the eligibility rules, such as setting up and maintaining the required SIP, to earn rewards.

Q: Why is Dream Money’s referral reward given in gold instead of cash?

A: Dream Money provides referral rewards in 24K pure gold to encourage users to start investing and building assets rather than just spending cash. Gold has long-term value and can be withdrawn or sold easily, making it a practical and rewarding bonus.