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Upwards Personal Loan Refer and Earn

Upwards

Financial

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Refer personal loan with Upwards and earn up to ₹9999 in rewards! Get your family and friends to apply for a loan and enjoy the benefits.

Q: What is Upwards?

A: Upwards is a digital lending platform that provides instant personal loans to individuals.


Q: How does Upwards work?

A: Upwards provides a seamless online loan application process. Users can apply for a personal loan through the Upwards mobile app or website and submit the required documents. The loan approval and disbursal process is quick, usually within 48 hours.


Q: What are the eligibility criteria for a loan from Upwards?

A: The eligibility criteria for a loan from Upwards include being a salaried individual aged between 21 and 60, with a monthly income above a certain threshold, and having a good credit history.


Q: How does the Upwards Referral Program work?

A: The Upwards Referral Program allows both existing and new users to refer family and friends to apply for a loan from Upwards. If the referred person successfully gets a loan from Upwards, the referrer receives Rs. 2000 as a referral reward.


Q: Who is eligible to participate in the Upwards Referral Program?

A: The referral program is open to everyone. Both the referrer and the referee do not need to be past or current users to qualify for the program.


Q: How much referral reward does a referrer receive for every successfully approved referee?

A: The referrer will receive Rs. 2000 for every referee whose loan application is successfully approved.


Q: How is the referral amount paid to the referrer?

A: The referral reward amount is transferred to the referrer via UPI. If the referrer does not have UPI, alternative payment options will be arranged.


Q: When can the referrer expect to receive the referral reward after the referee's loan approval?

A: The referral reward is usually received by the referrer as soon as the referee's loan amount is disbursed.


Q: How long does it take for an application to be approved or rejected in the Upwards Referral Program?

A: Typically, it takes about 24 hours from the date of application submission to receive an approval or rejection status, though this timeframe may vary based on several factors.


Q: How can a referrer refer someone for the Upwards Referral Program?

A: Referrers can enter their referee's details in the sign-up form, or if using the app, select the "App Referral" option from the top left corner's drop-down menu. A referral code will be provided to share with the referee.


Q: How can a referee participate in the Upwards Referral Program?

A: Referees need to download the Upwards app through the customized referral link shared by the referrer. The referee can then fill out their details in the form provided.


Q: What happens after the referee's details have been submitted in the Upwards Referral Program?

A: Upwards will directly contact the referee for their loan requirements and provide updates via SMS or email if the loan is sanctioned.


Q: Can a referrer refer multiple individuals for the Upwards Referral Program?

A: Yes, referrers can refer multiple individuals for the program and earn a referral reward for each successful loan approval.


Q: Is there a limit to the number of referrals a referrer can make in the Upwards Referral Program?

A: No specific limit is mentioned for the number of referrals a referrer can make in the Upwards Referral Program.


Q: Are there any restrictions on who can be referred in the Upwards Referral Program?

A: As per the information provided, anyone can be referred for the program, regardless of their past or current user status with Upwards.


Q: How can a referrer track the status of their referrals in the Upwards Referral Program?

A: Referrers can stay updated on the status of their referrals by checking the app or through communication from Upwards via SMS or email.


Q: What if a referrer faces issues with receiving the referral reward in the Upwards Referral Program?

A: If a referrer encounters any issues with receiving the referral reward, they can reach out to Upwards for assistance and clarification.


Q: How can a referrer share their referral code with potential referees in the Upwards Referral Program?

A: Referrers can share their referral code with potential referees either via the app or by providing it directly for them to use during the loan application process.


Q: How much loan amount can I borrow from Upwards?

A: The loan amount that can be borrowed from Upwards ranges from ₹20,000 to ₹2,00,000, depending on the user's eligibility.


Q: What is the loan repayment tenure offered by Upwards?

A: Upwards offers loan repayment tenures ranging from 3 months to 24 months. Users can choose the tenure that suits their repayment capabilities.


Q: What interest rates are charged by Upwards?

A: The interest rates charged by Upwards start at 15% per annum, but they may vary based on factors such as the borrower's credit profile and loan tenure.


Q: Is there a processing fee for loans from Upwards?

A: Yes, a processing fee is charged for loans from Upwards. The fee is deducted from the loan amount at the time of disbursal.


Q: Can I prepay my loan before the completion of the tenure?

A: Yes, prepayment of the loan is allowed by Upwards. However, prepayment charges may apply, and it is advisable to check the terms and conditions before making an early repayment.


Q: What documents are required for a loan application to Upwards?

A: The required documents for a loan application to Upwards include identity proof, address proof, income proof, bank statements, and a few other documents that may be necessary based on the specific case.


Q: How long does it take for Upwards to approve a loan application?

A: Upwards strives to provide quick loan approval. In most cases, the loan application is approved within hours, and the disbursal process is completed within 48 hours of application submission.


Q: Can I apply for a loan from Upwards if I have a low credit score?

A: Upwards takes into consideration the overall credit profile of an individual, including their credit score. While having a good credit score improves the chances of loan approval, having a low credit score does not necessarily result in loan rejection. Upwards evaluates various factors before making a decision.


Q: What if I face difficulties in repaying the loan on time?

A: If you face difficulties in repaying the loan on time, it is advisable to contact the Upwards customer support team. They may be able to assist you with possible solutions, such as restructuring the loan or providing an extended repayment period.


Q: Is the Upwards platform safe and secure?

A: Upwards uses advanced security measures to protect the personal and financial information of its users. The platform follows strict data privacy guidelines and employs industry-standard encryption protocols.


Q: Can I apply for another loan from Upwards after repaying my current loan?

A: Yes, after repaying your current loan, you can apply for another loan from Upwards if you meet the eligibility criteria at that time.


Q: How can I contact Upwards for any queries or assistance?

A: You can contact Upwards through their customer support helpline, email support, or by visiting their website and using their online chat feature. The contact details and support options are available on their official website.

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