OmniCard

Q: What is OmniCard, and how does it simplify payments for users?

A: OmniCard is India's 1st Omnichannel spending platform designed to make payments simple, secure, and seamless. It brings together UPI Payments, Cards, & Cash without requiring a bank account. Licensed by the Reserve Bank of India, OmniCard is tailored for effortless employee expense management.

Q: What is the OmniCard Refer and Earn Program?

A: The OmniCard Refer and Earn Program is a rewards initiative where users can refer friends to join OmniCard using a unique referral code and earn bonuses in the form of OMNIs.

Q: How can I participate in the OmniCard Refer and Earn Program?

A: To participate, enter the OmniCard referral code DynTZBaW6m during your OmniCard sign-up. Then, refer friends to join the program using your unique referral code.

Q: What is referal code for OmniCard?

A: OmniCard referral code is DynTZBaW6m.

Q: What are the benefits of joining the OmniCard Refer and Earn Program?

By joining, you have the opportunity to earn a 100 OMNIs bonus for each successful referral when your friend creates their first OmniCard.

Q: How do I get my unique referral code for OmniCard?

A: Upon signing up for OmniCard, you will receive a unique referral code, DynTZBaW6m, which you can share with friends to invite them to join the platform.

Q: When do I receive the 100 OMNIs bonus in the Refer and Earn Program?

A: You will receive the 100 OMNIs bonus for each successful referral when your friend completes the OmniCard sign-up process and creates their first OmniCard.

Q: Can I refer multiple friends, and is there a limit to the number of referrals?

A: Yes, you can refer multiple friends to OmniCard using your unique referral code. There is usually no specified limit on the number of referrals you can make.

Q: Is there any restriction on who I can refer to OmniCard?

A: In general, there are no strict restrictions on who you can refer. However, it's advisable to check OmniCard's terms and conditions for any specific guidelines.

Q: How do I track the status of my referrals and earned bonuses?

A: You can track the status of your referrals and earned bonuses by accessing the referral section within the OmniCard app. This section typically provides a detailed overview of your referral activity.

Q: Can I use my earned OMNIs for any transactions within OmniCard?

A: Yes, OMNIs earned through the Refer and Earn Program can often be utilized for various transactions within OmniCard, such as unlocking exclusive offers and enjoying additional benefits.

Q: How does OmniCard assist employees in managing corporate expenses efficiently?

A: OmniCard helps employees by allowing them to upload receipts for approval, categorize expenses, digitize spending records, save time on administrative tasks, ensure quicker reimbursements, and provides a personal corporate card.

Q: What are the key features of OmniCard?

A: OmniCard offers 100% digital KYC & onboarding, UPI usage without a bank account, multiple loading options (UPI, Net Banking, Debit/Credit cards), and versatile functionalities like recharge, shopping, money transfers, with upcoming features including transit and bill payments.

Q: ell us about @OMNI UPI and its benefits for users.

A: OMNI UPI allows users to make easy and instant payments without a bank account. Users can create a UPI ID in just 3 seconds, enhancing the speed and efficiency of transactions.

Q: How can users make payments using OmniCard?

A: Users can make payments through various methods, including UPI scanning, swiping for offline purchases, tapping for contactless payments, and online transactions. Additionally, cash withdrawal is possible from any ATM.

Q: How secure are transactions with OmniCard, and what security features are in place?

A: OmniCard prioritizes security with RBI licensing, the ability to create a UPI ID without linking a bank account, robust security guidelines, 24/7 availability for addressing concerns, immediate block/deactivation/PIN change options, and the ability to set transaction limits.

Q: What is the OmniCard Keychain, and how does it enhance the payment experience?

A: The OmniCard Keychain offers quick and seamless payments powered by RuPay On-the-Go, in-app controls, secure transactions across the RuPay network, and instant money addition to the OmniCard.

Q: How can users get started on OmniCard?

A: Users can download the OmniCard app from the Google PlayStore or Apple Appstore, sign up, and start using the platform. Existing users can accept invitations from their Enterprise in the profile section.

Q: Where can users use the OmniCard for payments?

A: OmniCard can be used for all daily payments, providing a complete payment platform with multiple online and offline payment modes.

Q: What benefits does OmniCard offer to users?

A: With OmniCard, users can enjoy multiple payment modes, pay anytime and anywhere, experience in-depth card controls, receive insightful spending analysis, avail exclusive offers, and earn exciting rewards on every transaction.

Q: How safe is OmniCard, and what measures are taken to protect user data?

A: OmniCard maintains the highest safety standards, holds a PPI license from the Reserve Bank of India, is not linked with any bank, and does not share data with third parties.

Q: What documents are required for completing the OmniCard KYC process?

A: Completing the KYC process on OmniCard requires users to have their Aadhaar Card and PAN Card handy for the video KYC process.

Q: What is a prepaid card, and how can users track their physical OmniCard orders?

A: A prepaid card is a loaded payment card used online or offline. Users can track their physical OmniCard orders through the 'Cards' section in the app or regular updates on their registered mobile number and email.

Q: Can OmniCard be used at ATMs, and where can users use the physical OmniCard?

A: Yes, OmniCard can be used at ATMs for cash withdrawal. Users can swipe their OmniCard for offline purchases or tap for contactless payments.

Q: What are OmniCard Transit Cards, and how can users obtain the OmniCard Keychain?

A: OmniCard offers National Common Mobility Card (NCMC) services on its physical prepaid cards, allowing users to pay for transit journeys across metros in India. Users can order the OmniCard Keychain through the OmniCard app, which is a premium way to make quick and contactless payments in collaboration with NPCI.

Q: Where can users download the OmniCard app, and what platforms is it available on?

A: Users can download the OmniCard app from the Google PlayStore or Apple Appstore, making it accessible on both Android and iOS platforms.

Q: How does OmniCard differentiate itself as India's First Payment APP with a Card?

A: OmniCard stands out by offering a multi-benefit prepaid card coupled with an innovative mobile app, providing users with a comprehensive payment experience.

Q: What payment methods are available on OmniCard, and how many can users choose from?

A: OmniCard offers users a complete omnichannel payment experience with seven payment methods, including Tap & Pay, Swipe & Pay, Scan & Pay, UPI, Cash Withdrawal, Online Payment, and Bank Transfer.

Q: Can users set transaction limits on their OmniCard, and what are the limits based on KYC status?

A: To enhance safety and control spending, users can set transaction limits from the 'Cards' section. For Non-KYC users, the maximum transaction limit is Rs. 10,000, and for Full-KYC, it is Rs. 1,00,000.

Q: What are OMNIs, and how can users benefit from earning them?

A: OMNIs are In-App reward currency that users can earn on every payment. These OMNIs can be used to unlock exclusive offers from their favorite brands, providing an additional benefit for users.

Q: How can users track their OMNIs, and where can they view their OMNI history?

A: Users can easily track their OMNIs by clicking on the 'OMNIs' section on top of the screen, allowing them to view their complete OMNI history.

Q: Can users block their OmniCard if it's lost or stolen, and what happens in such a scenario?

A: Yes, users can block their OmniCard from the 'Cards' section. In the case of the primary card, a new replacement card is created immediately with the balance transferred. For secondary OmniCards, users can transfer to the primary card or create a new one.

Q: What is the process for creating an OmniCard, and how many steps are involved?

A: Creating an OmniCard is a simple process involving four steps: downloading the app, getting approval from a guardian, signing up, and completing the onboarding process.

Q: What is the significance of the OmniCard Keychain, and how does it differ from the physical card?

A: The OmniCard Keychain, in collaboration with NPCI, provides users with a premium and convenient way for quick and contactless payments. It offers easy in-app controls and a complete transaction history, distinguishing it from the physical card.

Q: For what purpose can users use the National Common Mobility Card (NCMC) services on OmniCard?

A: OmniCard offers NCMC services on its physical prepaid cards, enabling users to pay for their transit journeys across metro stations all over India. This feature makes OmniCard an all-in-one solution for seamless payments, shopping, and travel needs.