Top 10 Mobile Apps That You Can Use to Earn Online In 2022

Updated: Sep 27

In today’s world, everyone has a Smartphone. There are many online apps in the market through which you can earn unlimited money by referring your friends and family. I will tell you about a few money-making mobile apps through which you can earn unlimited money. This blog is written for all those people who want to earn money online.


If you want to earn online in India then your first step is to earn online through refer and earn program. yes, you heard it right. There are many apps that will pay you online by referring and earn. I am sharing the apps that will pay you online instantly. Check out the app and earn unlimited money.


  1. BankSathi

  2. OneCode

  3. CoinDCX

  4. CoinSwitch

  5. Groww

  6. CashKaro

  7. EarnKaro

  8. Meesho

  9. Google Pay

  10. PhonePe


Top 10 Mobile Apps That You Can Use to Earn Online In 2022
Top 10 Money Making Mobile App in 2022

1. BankSathi


BankSathi is an online platform that provide you to service to sell financial product like Opening Saving Account, Demat Account, Selling Credit Card, Loans many financial product and you can earn on them in between 100 Rs to 1000 Rs according to product. Any Self-employed people, Housewives, Retire & Student, Banker can start earning money with Zero Investment and you can make ₹1,00,000 Every Month money from this mobile app.


Using BankSathi mobile app has also one more big advantage is that you can earn lifetime money buy building you team. First you refer a friend to join BankSathi and when you friend sell a financial product you get 10% commission on your friend's earning. The more team you build more you earn.


Earning with BankSathi is free of any registration/ Hidden/ Annual charges.


  • Go To Home Page of Refer Karo Earn Karo and Download BankSathi : Use Referral Code - 22110833

  • Register yourself and become a certified BankSathi advisor.

  • Share Financial Product and start Earning

  • Money will be credited to your bank account.

  • Refer the BankSathi app to your friends, create a team and earn up to 10% of their income.

2. OneCode

OneCode is similar to BankSathi. OneCode allows you to sell financial products like Loans, Opening Demat Accounts, Saving accounts, Insurance, and many things. It also provides to do recharge & bill payments, credit builders selling digital gold and earn commission on them. OneCode is an amazing app for making money online. You refer your friend to Join OneCode and you can earn a 10% commission on their friend earning lifetime.

  • Go To Home Page of Refer Karo Earn Karo and Download OneCode.

  • Register yon OneCode app using Referral Code : One@ReferKaroEarnKaro

  • Complete KYC process and start earning !

The more team you build using referrals the more you make money through this app.


3. CoinDCX

CoinDCX is India's safest crypto exchange, with a dedicated focus on crypto accessibility. It is India's First Crypto Unicorn. It has been committed to making cryptocurrency accessible to the Indian audience with simpler, secure, and compliant solutions. You can invest your money in any cryptocurrency. CoinDCX Pro is also another platform of CoinDCX where you can trade crypto.


Invite your friend to join CoinDCX and you get 300 Rs Ethereum and your friend gets 100Rs Ethereum referral reward. You can easily sell this Ethereum and transfer this money into your bank account.

  • Go To the Home Page of Refer Karo Earn Karo and Download CoinDCX.

  • Share your referral link with your friend and follower

  • Your friend and follower download the app with your referral link & creates an account

  • When they buy their first crypto & complete their KYC, you get 300Rs ETH! and your friend gets 100Rs ETH! The reward will be credited to your account in 24-28 Hrs.


4. CoinSwitch

CoinSwitch Kuber is the other largest crypto trading platform in India after CoinDCX. It is a secure, user-friendly crypto exchange platform in India, where you can trade 100+ cryptos like Bitcoin, Ethereum, Ripple, etc easily, with INR (Indian Rupees), at the best rate. Some of the popular trading pairs are - INR to BTC, INR to ETH, INR to XRP, INR to DOGE, INR to LTC etc, and so on. You can convert/exchange INR to any of the 100 supported cryptos, with the most common modes of payment like debit cards, credit cards, UPI, bank transfers, and net banking.


With a seamless user experience and a simplistic user interface, CoinSwitch Kuber App emerges as the best crypto trading app in India. The users can access the pooled liquidity of the leading crypto exchanges in India to get the best rate and trade instantaneously, after completing the KYC process. Ranveer Singh is the brand ambassador of CoinSwitch app.


Is is a good money making mobile app. To join CoinSwitch Refer and Earn Program, it gives you free Bitcoin of ₹50.


  • Go To Home Page of Refer Karo Earn Karo and Download CoinSwitch.

  • Register on CoinSwitch with new mobile number & Complete KYC process.

  • Start inviting your friend to join CoinSwitch.

  • You get free Bitcoin of ₹50. The more you refer the more you earn.


5. Groww

Groww is an online investment platform that allows investors to invest in mutual funds and stocks. Groww's referral program is for users who have already invested through Groww. Share your Groww referral link with your friend. When they sign up using your link, you will both get a locked card.

  • Go To Home Page of Refer Karo Earn Karo and Download Groww.

  • Complete registration process and KYC.

  • Start Investing


The reward will be credited to your and your friend's Groww Balance after your friend completes their document verification and stocks account activation.


6. CashKaro

CashKaro is India's largest Cashback and coupons website. It helps you save on all your regular purchases across 1500+ shopping websites. Earning Cashback is simple with CashKaro, just type the name of the retailer you are want to shop at and avail interesting discounts along with additional cashback. You can transfer this cashback amount into your bank account once it is above Rs. 250, at your convenience.


When you refer someone to download CashKaro and they shop you get 10% of their Cashback every time they shop. Let you referred someone to uses CashKaro to shop online and he earns Rs. 500 as Cashback. You will earn Rs. 50 Cashback! The best part, you will earn this for life. Every time your referral earns Cashback, you will too!


Download CashKaro from below and start earning today. Go To Home Page of Refer Karo Earn Karo and Download CashKaro.


Referring friends is really simple. You just have to share your unique referral link with friends through invite link. If you are sending this referral link to many people and all they join CashKaro you can earn 10000+ Rs monthly easily without nay investment just using Refer Karo Earn Karo. Imagine if 100 people join using your link and they earn 100 Rs in CashKaro you can earn Rs. 1,000 each month, just for refer and earn.


7. EarnKaro

EarnKaro is a Deal-Sharing Platform that helps you make easy money! Whether you are a student, a housewife or a working professional. EarnKaro is a great source of extra income for you with zero investment and work from home. Earnings can be upto Rs. 30,000 per month. All you have to do is simply share deals from sites like Amazon, Flipkart, Myntra, Ajio & more. When your friends, family and others from your network shop through your Profit Link, you Earn Profit!


  • Go To Home Page of Refer Karo Earn Karo and Download EarnKaro.

  • Go to any website of your choice, e.g. Ajio and find a product you like. Copy the product link and then click on the ‘Make Link’ icon at the bottom of the EarnKaro app. Paste the product link here and click on ‘Make Profit Link’. Now your profit link is ready to be shared with your friends and family.

  • The second way to make a profit link is by choosing a product from the curated list on EarnKaro itself.

  • Once a transaction is made through the profit link you shared using Telegram, WhatsApp, Facebook or any other social platform, you will earn a profit. To check how many transactions have been made using your link, visit the ‘History’ section at the bottom of the app.

  • When you made a good amount of profit, it is time to transfer it all to your bank account. You should have a minimum of Rs. 10 confirmed profit to request for a bank transfer.

8. Meesho

Meesho allow anyone to start their own business with zero investment. You can earn with Meesho by selling fashion products on WhatsApp Facebook and another platform. It is the largest social commerce platform in India. You can resell Meesho's product and earn commission on them.


Meesho offers 25% commission on first 3 order of your friend up to 1000 Rs. when your refer the app to someone and that person purchases on Meesho by using your referral code.

  • Go To Home Page of Refer Karo Earn Karo and Download Meesho. Create account and go refer and earn program.

  • Refer a friend to join Meesho app.

  • When your friend buy any product on Meesho you can earn 25% commission on their first 3 order up to 1000 Rs.

You get the payment and transfer your margin into your bank account within 10 working days.


9. Google Pay

Google Pay is a safe, simple, and helpful way to manage your money, giving you a clearer picture of your spending and savings. You can transfer money easily to friends & family safely. Using Google UPI you can send money on any mobile app like Paytm, PhonePe, MobiKwick etc.


Money transfers are instant and free with Google Pay balance. When you send a payment with Google Pay, it’ll stay between you and your friends. Only the people involved in the transaction will see it. You can see your the total balance from all of your eligible accounts in one payment app and you get reminders about upcoming bill payments.


When you send money or receive money from someone else from Google Pay, you’ll get a Google Pay scratch card in your Rewards section. You can make money online using this mobile app. Making money online is easy with google pay mobile app. You can earn up to ₹300 referral rewards by inviting new users to Google Pay. Once the referred user makes their first payment, both users will receive the reward. You can only earn one referral reward for installing Google Pay.


For a limited time, invite anyone to Google Pay and if they send their first payment ever on Google Pay before offer expiry, you'll get ₹175 and they'll get ₹21.

  • Go To Home Page of Refer Karo Earn Karo and Download Google Pay.

  • Invite you friends to join Google Pay with your referral link.

  • You'll get ₹175 and they'll get ₹21 if they send their first payment ever by offer expiry and the payment is successfully processed.

Under 'Promotions' tap 'Rewards', you can see rewards which you've earned. If you earn cashback, the money will be deposited into your bank account within 7 business days.


10. PhonePe

PhonePe is an Indian digital payments and financial services company headquartered in Bangalore, India. PhonePe was founded by Sameer Nigam Rahul Chari and Burzin Engineer in December 2015. The PhonePe app, based on the UPI-Unified Payments Interface, went live in August 2016.


PhonePe crossed 350-millions user in starting of this year. You can use PhonePe for UPI payment, booking movie ticket, flight ticket, buying loans gold and many this on it.


Invite your friends to PhonePe and get Rs. 100 cashback when they do their first payment using UPI


How do I avail the offer?

  • Friend needs to install the PhonePe app using the referrer's referral link. Go To Home Page of Refer Karo Earn Karo and Download PhonePe.

  • Referred friend needs to do a successful payment using UPI

  • The offer is valid only once per Bank Account and only once per PhonePe registered customer

Cashback will be credited as PhonePe gift voucher balance within 24 hours of successful completion of the transaction (friend's first payment through UPI on PhonePe) on which the offer is applicable.









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