Jun 23, 20256 min read
Jun 23, 20256 min read
Jun 23, 20258 min read
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MobiKwik Xtra
Earn assured ₹500 cashback with the MobiKwik Xtra Refer and Earn Program! Use MobiKwik referral code FUCT6S, invite friends to invest ₹25,000 or more, and get instant rewards in your wallet.
Financial
Q: What is MobiKwik Xtra?
A: MobiKwik Xtra is an investment product launched by MobiKwik in partnership with Transactree Technologies Pvt Ltd, offering investors the opportunity to earn up to 12% p.a. interest by lending directly to creditworthy borrowers through an RBI-regulated peer-to-peer investing platform.
Q: How does P2P Lending work in the context of MobiKwik Xtra?
A: P2P Lending allows participants to lend and borrow money directly, bypassing traditional banks. In MobiKwik Xtra, investors can lend small amounts starting from Rs 1000 to multiple borrowers, diversifying risk and earning interest income from borrowers.
Q: What is the MobiKwik Xtra Refer and Earn program?
A: The MobiKwik Xtra Refer and Earn program allows users to earn ₹500 cashback by inviting friends to invest ₹25,000 or more using your referral code FUCT6S. It’s a simple way to earn rewards while your friends grow their money with MobiKwik Xtra.
Q: How can I join the MobiKwik Xtra Refer and Earn Program?
A: To join MobiKwik Xtra’s referral program:
Download or open the MobiKwik app.
Go to the Xtra section.
Copy your unique MobiKwik referral code or use FUCT6S.
Share it with your friends via WhatsApp, SMS, or social media.
Q: What is referral code for MobiKwik Xtra?
A: MobiKwik Xtra referral code is FUCT6S, which you can share with friends to initiate the referral process.
Q: Who is eligible to participate in MobiKwik Xtra referrals?
A: Any verified MobiKwik user with completed KYC can refer friends. Referred friends must be new to MobiKwik Xtra and make their first investment of at least ₹25,000 to activate cashback.
Q: How much cashback can I earn with MobiKwik Xtra?
A: You get ₹500 cashback for every successful referral, and you can earn up to ₹1,00,000 total during the offer period with MobiKwik Xtra.
Q: How will I receive my MobiKwik Xtra referral reward?
A: Once your referred friend’s ₹25,000 investment is successfully disbursed, your ₹500 cashback is instantly credited to your MobiKwik wallet.
Q: Can I withdraw the cashback from my MobiKwik wallet?
A: No, the cashback earned from MobiKwik Xtra referrals cannot be withdrawn or transferred. However, it can be used for recharges, bill payments, and purchases on partner stores.
Q: What happens if my friend forgets to use my referral code?
A: If your friend doesn’t enter your MobiKwik Xtra referral code FUCT6S during onboarding, the referral will not be tracked, and cashback won’t be credited.
Q: How long does it take to get the cashback?
A: Cashback is credited once your friend’s funds are successfully disbursed to borrowers. Typically, this happens within a few working days of their first investment.
Q: Is there a limit on how many friends I can refer?
A: You can refer unlimited friends through MobiKwik Xtra. However, the total cashback you can earn during the offer period is capped at ₹1 lakh.
Q: Can existing MobiKwik users be referred?
A: Only users who have not used MobiKwik Xtra before are eligible as referrals. Existing Xtra investors won’t count for cashback rewards.
Q: What if my friend invests less than ₹25,000?
A: The ₹500 cashback is only applicable when your friend invests ₹25,000 or more on their first MobiKwik Xtra transaction.
Q: Where can I find my referral link in the MobiKwik app?
A: Open the MobiKwik app → Tap on Xtra → Select Refer & Earn → Copy your referral code or link from there.
Q: What if my cashback is not credited?
A: In case your cashback isn’t credited, you can raise a query through MobiKwik Help & Support within 30 days of your friend’s successful transaction.
Q: Can I refer using multiple devices or accounts?
A: No. MobiKwik Xtra prohibits multiple account usage or duplicate devices. Cashback may be denied if fraudulent activity is detected.
Q: What can I do with my MobiKwik Xtra cashback?
A: You can use your MobiKwik Xtra cashback for prepaid recharges, DTH, utility bill payments, and transactions on MobiKwik’s partner platforms.
Q: Is the MobiKwik Xtra referral offer available on all platforms?
A: The referral offer is valid only on MobiKwik’s latest Android and iOS app versions, ensuring a smooth and secure referral experience.
Q: Can I change my MobiKwik Xtra referral code?
A: No, MobiKwik Xtra referral codes are unique and auto-generated per user. You can share your given code or link anytime.
Q: What happens if MobiKwik ends the offer?
A: MobiKwik reserves the right to discontinue or modify the Xtra Refer & Earn offer without prior notice. However, rewards already earned remain valid.
Q: Is KYC mandatory for receiving cashback?
A: Yes, completing your KYC verification on MobiKwik is mandatory to receive and use referral cashback.
Q: How do I track my MobiKwik Xtra referrals?
A: You can check your referral status and cashback history directly in the Xtra → Refer & Earn → My Referrals section of the MobiKwik app.
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